Rahaliiketo

Rahaliiketo is a term originating from Finnish that translates to "money flow" or "cash flow." It broadly refers to the movement of money into and out of a business, project, or individual's finances over a specific period. Understanding and managing rahaliiketo is crucial for financial health, as it indicates liquidity and solvency.

In a business context, positive rahaliiketo means more money is coming in than going out, which is generally a healthy sign. This incoming money can be from sales, investments, or loans. Conversely, negative rahaliiketo suggests that expenses or outgoing payments exceed income, potentially leading to financial difficulties if not addressed. Analyzing rahaliiketo helps businesses make informed decisions about spending, investment, and financing.

For individuals, rahaliiketo encompasses their personal income from sources like salaries or investments and their expenditures on housing, food, and other expenses. Effective personal rahaliiketo management involves budgeting and tracking to ensure that income adequately covers expenses and allows for savings or debt repayment. It is a fundamental aspect of personal financial planning and stability.