Panden

Panden is the Dutch plural form of the noun pand. In everyday Dutch, pand can refer to a building or other immovable asset, and in financial language it can denote property that serves as collateral for a loan. Therefore, panden can describe multiple buildings, a portfolio of properties, or assets used as security in lending arrangements.

The word pand originates from Middle Dutch pand and is related to Old Dutch and a broader Proto-Germanic root associated with property or pledge. The plural form panden follows standard Dutch pluralization rules. In modern usage, panden appears frequently in real estate listings, property registries, and legal or financial documents that describe multiple assets or estates.

In practical terms, panden are discussed in contexts such as real estate ownership, property management, or banking. For example, a real estate firm might manage several panden in a city, or a bank might hold panden as onderpand (collateral) for loans. The plural emphasizes the aggregate nature of the assets rather than a single building.

See also: pand (singular), onderpand, hypothecair beveiliging, and onroerend goed. Understanding the distinction between pand as property and onderpand as collateral helps clarify Dutch legal and financial language.