OPPohjola

OP Financial Group, often referred to as OP Group or simply OP, is a Finnish financial services conglomerate. It is the largest financial services provider in Finland, offering a comprehensive range of banking, wealth management, and insurance services. OP Financial Group is structured as a cooperative, meaning its customers are also its owners. This ownership structure influences its governance and operational principles. The group's activities are extensive, covering retail and corporate banking, investment services, and various types of insurance, including life and non-life insurance. OP Financial Group has a significant presence across Finland, with a widespread network of branches and digital service channels. The organization emphasizes its role in supporting the Finnish economy and the well-being of its owner-customers. Its history dates back to the early 20th century, evolving through mergers and acquisitions into the large cooperative group it is today. The group's strategic focus includes digital innovation, customer-centricity, and sustainable business practices.