Megtakarítási

Megtakarítási is a Hungarian adjective derived from the noun megtakarítás, meaning savings. It describes things related to saving money or designed to promote, facilitate, or involve savings. The form is commonly used to modify nouns, forming compounds such as megtakarítási számla (savings account), megtakarítási termékek (savings products), or retourne phrases like megtakarítási célú kölcsön (loan for savings purposes).

The adjective is formed with the suffix -i and is typically placed directly before the noun it modifies. It is used across finance, economics, and everyday language to indicate a savings-focused or savings-oriented character. Typical collocations include megtakarítási célú, megtakarítási termék, and megtakarítási számla, all signaling that the subject concerns saving money rather than immediate spending.

In economics and personal finance, megtakarítás is the broader concept of setting aside income for future use. The related adjective megtakarítási is employed in terms like megtakarítási ráta (savings rate) or megtakarítási hajlandóság (saving propensity), which describe how households or economies allocate resources between consumption and saving. The term also appears in discussions of financial products and policy measures aimed at encouraging savings among individuals and groups.

See also: megtakarítás, pénzügyi termékek, megtakarítási ráta.