Kockázatkiegyenlítés
Kockázatkiegyenlítés refers to the process of offsetting or mitigating potential losses from one investment or business activity with gains from another. This strategy is employed across various fields, including finance, insurance, and project management. The fundamental principle is diversification, where spreading investments or activities across different assets or ventures reduces the overall risk exposure. If one investment performs poorly, the losses can be absorbed by the positive returns from others, thus stabilizing the overall outcome.
In finance, kockázatkiegyenlítés is achieved through portfolio diversification. Investors allocate their capital across different asset classes
In the insurance industry, kockázatkiegyenlítés is a core concept. Insurance companies collect premiums from a large
In project management, kockázatkiegyenlítés can involve having contingency plans or backup resources. If a particular task