Insuranced

Insuranced is an infrequently used or obsolete form related to insure and insurance. In contemporary English, the standard past participle and adjective is insured; insuranced appears mainly in older texts and in rare modern uses that tend to be nonstandard.

It occasionally appeared in legal or contract language to mean "already covered by an insurance policy." For example, "The insuranced property is under policy." Because of its rarity, such usage can be confusing and is usually flagged as archaic or nonstandard.

Today, insuranced is generally avoided in favor of insured when referring to a person or thing that has coverage and insurance when referring to the contract or concept of coverage. The preferred synonyms: "the insured" as a person or entity; "the property is insured" rather than "the insuranced property."

See also: Insurance, Insured, Insurance policy, Underwriting.