Helförsäkringen
Helförsäkringen, often translated as comprehensive insurance or full coverage insurance, is a type of vehicle insurance. It typically covers damage to your own vehicle, regardless of fault. This contrasts with trafikförsäkringen (traffic insurance), which is mandatory in many countries and only covers damages to others.
In most insurance systems, helförsäkringen is an optional add-on to the legally required trafikförsäkringen. The exact
The cost of helförsäkringen is usually higher than that of trafikförsäkringen due to the broader coverage
When a claim is made under helförsäkringen, the policyholder usually has to pay a deductible. The insurance