GHIC

GHIC stands for the Global Health Insurance Card. It is a free card that allows British residents to access state healthcare at a reduced cost or for free when they are visiting European Union countries, plus Norway, Iceland, Liechtenstein, and Switzerland. The card provides access to medically necessary healthcare that is important for travel, including treatment for pre-existing conditions and routine maternity care. It is important to note that the GHIC is not a substitute for travel insurance. It does not cover private healthcare, planned treatment, or medical repatriation.

The GHIC is issued by the UK government and is available to UK residents. To apply for a GHIC, individuals must be ordinarily resident in the UK. The application process is straightforward and can be completed online through the NHS website. Once issued, the GHIC is valid for a specified period, typically five years, and can be renewed before expiry. When travelling, individuals should carry their GHIC and present it to the relevant healthcare provider in the country they are visiting. The GHIC allows access to the same level of care as a local resident would receive.

The introduction of the GHIC followed the UK's departure from the European Union. It replaced the European Health Insurance Card (EHIC) for new applications. While existing EHICs remain valid until their expiry date, all new applications and renewals are now for the GHIC. This ensures that UK residents continue to have access to essential healthcare when travelling within the specified European countries. It is always recommended to check the latest government guidance regarding GHIC eligibility and coverage before travelling.