Finanssivälittäjät
Finanssivälittäjät, known in English as financial intermediaries, are entities that facilitate financial transactions between different parties. They play a crucial role in the functioning of financial markets by connecting savers and borrowers, investors and issuers of securities. Examples of financial intermediaries include banks, credit unions, investment companies, insurance companies, and pension funds. These institutions act as a bridge, channeling funds from those who have surplus capital to those who require it for investment, consumption, or other purposes.
The primary functions of financial intermediaries are to reduce transaction costs, manage risk, and provide liquidity.
In Finland, the term finanssivälittäjät encompasses a broad range of institutions operating within the financial sector.