Eläkeedellytykset

Eläkeedellytykset refers to the conditions that must be met to qualify for a pension in Finland. These conditions vary depending on the type of pension, such as old-age pension, disability pension, or survivor's pension.

For an old-age pension, the primary conditions are reaching a specific retirement age and having accumulated a sufficient amount of pension-earning work history. The retirement age is gradually increasing. The amount of pension earned is based on the income received during working life and the pension contributions made.

A disability pension is granted if an individual's working capacity is permanently or for a prolonged period reduced due to illness or injury to such an extent that they cannot perform their usual work or any other work available to them. Medical assessments are crucial in determining eligibility for a disability pension.

Survivor's pensions are available to a deceased person's surviving spouse and minor children. The conditions for receiving a survivor's pension typically involve the deceased having been insured and meeting certain work history requirements.

The Finnish Centre for Pensions (Eläketurvakeskus) is the central body responsible for supervising the pension system and providing information on eläkeedellytykset. Specific details regarding eligibility criteria, retirement ages, and pension calculations are available through pension providers, such as Ilmarinen, Varma, Elo, and Etera, as well as the Finnish Social Insurance Institution (Kela) for certain types of pensions. Understanding these conditions is essential for individuals planning for their retirement or in situations requiring a disability or survivor's pension.