Efterlevnadsregel

Efterlevnadsregel is a concept within the realm of German law and insurance, specifically related to the post-death benefits provided to survivors. This rule is designed to ensure that the dependents of a deceased person receive adequate compensation in the event of their death.

The efterlevnadsregel is typically applied in the context of life insurance policies, where the beneficiaries are the dependents of the policyholder. In the event of the policyholder's death, the insurance company will pay out a benefit to the dependents, which is usually calculated based on the policyholder's maximum benefit.

The rule is intended to prevent the policyholder from reducing the benefit or canceling the policy without the permission of their dependents. This is done to protect the dependents from being affected by the policyholder's decisions, particularly if the policyholder was trying to reduce or eliminate the financial obligations to their dependents.

Under this rule, the insurance company is responsible for paying the benefit to the dependents, even if the policyholder had attempted to cancel or reduce the policy. This ensures that the dependents receive a financial safety net in the event of the policyholder's death.

The application and specifics of the after-levnadsregel may vary depending on individual circumstances and the terms of the life insurance policy. This rule serves as a safeguard for dependents, providing them with financial security in the event of the policyholder's passing.