DoddFrankwalla

DoddFrankwalla is a portmanteau term that emerged in discussions surrounding financial regulation, particularly in the United States. It combines the names of two prominent pieces of legislation: the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, and the phrase "Dodd Frank," which refers to the Dodd-Frank Act itself. The addition of "walla" is often used informally to imply a broad, sweeping, or comprehensive application of the principles and regulations associated with the Dodd-Frank Act.

The Dodd-Frank Act was enacted in response to the 2008 financial crisis. Its primary goals were to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail," and to protect the American taxpayer by ending bailouts. The legislation introduced a wide range of reforms affecting virtually every part of the financial services industry, including banks, hedge funds, credit rating agencies, and mortgage lenders. It established new regulatory agencies and expanded the authority of existing ones.

The term "DoddFrankwalla" is not an official designation or a recognized legal term. Instead, it reflects a colloquial understanding or a particular perspective on the extensive and multifaceted nature of the regulatory landscape shaped by the Dodd-Frank Act. It is sometimes used to express a feeling of being overwhelmed by the sheer volume of regulations or to suggest that the spirit of Dodd-Frank has permeated many aspects of financial operations. The term's usage is typically found in informal financial commentary, blogs, or discussions where a shorthand for comprehensive financial regulatory reform is needed.