Commerzbank

Commerzbank AG is a German multinational universal bank headquartered in Frankfurt. It provides retail and corporate banking, as well as investment and asset management services through its network in Germany and across Europe. It is publicly traded on the Frankfurt Stock Exchange and is considered one of the largest banks in Germany by assets and employees.

Founded in 1870 as Commerz- und Privatbank in Hamburg, the institution expanded through the 20th century. It grew rapidly during the postwar era and, in the global financial crisis of 2008–2009, acquired Dresdner Bank, strengthening its presence in Germany. The rescue package required government capital injections and left the state with a stake that was subsequently reduced as the bank restructured.

Commerzbank operates primarily in three business lines: Private and Small Business Customers, Corporate Clients, and Markets (which includes wholesale and investment activities). It offers consumer loans, deposits, payments, cash management, and advisory services to individuals and SMEs, as well as financing, risk management, and advisory services to corporations.

Governance is provided by a management board and a supervisory board. The bank has pursued a strategy of profitability improvement and digital expansion, including branch network optimization and cost discipline. As of the mid-2020s it remains a central player in Germany’s banking sector, with a focus on sustainable and regional financial services in Europe.