Cleó

Cleó is a digital assistant developed by the company Cleo Technologies. It is designed to help users manage their personal finances by connecting to their bank accounts and providing insights into spending habits. Cleo utilizes artificial intelligence and machine learning to offer personalized advice and automated savings features.

The service allows users to track their income and expenses, set budgets, and receive alerts about unusual transactions or upcoming bills. Cleo also offers a feature called "snooze," which enables users to temporarily pause bill payments if they are facing financial difficulties. Additionally, Cleo can identify opportunities for users to save money, such as suggesting cheaper subscription services or negotiating better deals on their behalf.

Cleo is available as a mobile application for iOS and Android devices. It operates on a freemium model, with basic features available for free and advanced functionalities requiring a subscription. The company emphasizes data security and privacy, employing encryption and other measures to protect user information. Cleo has gained a significant user base since its launch, becoming a popular tool for individuals seeking to improve their financial literacy and control.