Buitenlanddekking

Buitenlanddekking, often translated as "foreign coverage" or "international coverage," refers to the provisions within an insurance policy that extend protection beyond the borders of the policyholder's home country. This coverage is particularly relevant for individuals who travel abroad, whether for leisure, business, or extended stays. The specific scope of buitenlanddekking can vary significantly between insurance providers and policy types, but it commonly addresses risks that may not be covered by a domestic policy when the insured is overseas.

For travel insurance, buitenlanddekking typically includes medical expenses incurred due to illness or accident while abroad, emergency repatriation, and sometimes coverage for lost or stolen baggage. For other types of insurance, such as liability or property insurance, the terms will differ. For example, a homeowner's policy might offer limited protection for personal belongings taken on an international trip, or a business liability policy might extend to cover incidents occurring at international branches or during overseas operations. It is crucial for policyholders to carefully review their insurance documentation to understand the exact terms, conditions, and limitations of their buitenlanddekking, including any geographical restrictions or exclusions.