Baselrelaterte

Baselrelaterte refers to the Basel Committee on Banking Supervision, an international committee that was established in 1974 by the central banks of the Group of Ten (G10) countries. The committee's primary objective is to promote the stability of the international financial system by developing and implementing standards for banks. These standards are aimed at ensuring that banks have adequate capital and liquidity to absorb losses and meet their obligations to depositors and other creditors.

The Basel Committee's work is centered around three key pillars of risk management: capital adequacy, supervisory review, and market discipline. The most well-known of these is the Basel Accords, a series of international banking regulations that have been developed over the years. The first Basel Accord, published in 1988, introduced the concept of risk-based capital requirements, which required banks to hold more capital for higher-risk assets. The second Basel Accord, published in 2004, introduced the concept of leverage ratios, which limit the amount of debt a bank can take on relative to its equity. The third Basel Accord, published in 2010, introduced the concept of other comprehensive income, which allows banks to use certain types of income to reduce their capital requirements.

The Basel Committee's standards are implemented by national regulators in their respective countries, and they play a crucial role in ensuring the stability of the global financial system. The committee's work is ongoing, and it continues to adapt its standards in response to changes in the financial landscape.