Annuität
Annuität is a German term referring to a fixed periodic payment, typically made over a set number of periods, that includes both principal and interest. This payment structure is commonly used in loans, such as mortgages, and in annuities, which are financial instruments that provide a stream of income.
The defining characteristic of an annuität is that the total payment amount remains constant throughout the
This amortization schedule ensures that by the end of the term, the entire principal amount is repaid
The calculation of an annuität is based on the loan amount or investment sum, the interest rate,