äganderättsförbehåll

äganderättsförbehåll is a legal concept in Swedish law that allows a seller to retain ownership of goods until the buyer has fully paid the purchase price. This is a common practice in sales agreements, particularly for larger purchases or when credit is extended.

The purpose of an äganderättsförbehåll is to provide security for the seller. If the buyer defaults on payment, the seller has the right to reclaim the goods. This protects the seller from financial loss. For the buyer, it can facilitate the purchase of goods that might otherwise be unaffordable upfront.

For an äganderättsförbehåll to be legally valid, it must typically be clearly stated in the sales contract. In some cases, especially when the goods become part of another product or are intended for resale, specific registration requirements might apply to ensure the seller's rights are protected against third parties. The specific rules can vary depending on the nature of the goods and the context of the sale.

When a buyer fully pays the purchase price, the äganderättsförbehåll is extinguished, and ownership automatically transfers to the buyer. This mechanism is a crucial part of commercial transactions in Sweden, balancing the interests of both buyers and sellers.