árfolyamveszteséget

Árfolyamveszteség, often translated as exchange rate loss or currency loss, refers to a financial detriment incurred when the value of an asset or liability denominated in one currency decreases relative to another currency. This typically occurs in international transactions, investments, or when holding foreign currency. For example, if an individual or company holds assets in a foreign currency, and that foreign currency depreciates against their home currency, the value of their assets in their home currency will decrease. Conversely, if a company has a debt denominated in a foreign currency, and that foreign currency appreciates, the cost of repaying that debt in the home currency will increase, resulting in a form of exchange rate loss. These losses are a significant consideration in international finance and can impact the profitability of businesses engaged in cross-border trade or investment. Managing árfolyamveszteség often involves hedging strategies, such as using forward contracts or currency options, to mitigate the risk of adverse currency fluctuations. The magnitude of árfolyamveszteség depends on the extent of the currency movement and the amount of the foreign currency exposure.