työttömyysmaksu

Työttömyysmaksu refers to the unemployment insurance contributions paid by both employees and employers in Finland. These contributions are collected to fund the unemployment benefits system. Employees pay a portion of their gross salary as a contribution, while employers pay a percentage of their total wage bill. The specific rates are set annually by the government and can vary depending on factors like the employee's income level and the employer's industry.

The collected työttömyysmaksu funds the earnings-related daily allowance, which is a primary form of unemployment benefit. This allowance is managed by unemployment funds, which are typically associated with trade unions or are independent. To be eligible for these benefits, an individual must have been a member of an unemployment fund and met certain work history requirements.

The system aims to provide financial security for individuals who lose their jobs, helping them bridge the period while they search for new employment. The contributions are considered a social insurance premium, ensuring a safety net for the workforce. The administration and collection of these payments are overseen by Kela, the Social Insurance Institution of Finland, and the Finnish Tax Administration.