työnantajamaksuilla

Työnantajamaksut, or employer contributions, are mandatory payments that employers in Finland make to cover various social security benefits for their employees. These contributions are a significant part of the total cost of employing someone. The primary purpose of these payments is to fund the Finnish social security system, ensuring that employees have access to healthcare, pensions, unemployment benefits, and other essential services.

The employer contributions are calculated as a percentage of the employee's gross salary. The exact percentage varies depending on factors such as the employee's age, the employer's industry, and the size of the company. Common components of employer contributions include the employee pension contribution (TyEL), unemployment insurance contribution, and the occupational health insurance contribution. Some contributions are also directed towards social insurance, like health insurance.

These payments are crucial for the functioning of the Finnish welfare state. They provide a safety net for individuals in times of illness, unemployment, or retirement. While they represent an additional cost for businesses, they are also seen as an investment in a healthy and stable workforce, contributing to overall societal well-being and economic security. The collected funds are managed by various social security institutions.