tuloturvasta

Tuloturva refers to Finland's income security system that ensures citizens have adequate financial security throughout their lives. The system is based on the principle that everyone should have sufficient income for a dignified life, regardless of their employment status or life situation.

The Finnish income security system consists of several components. The national pension system provides old-age pensions based on employment history and earnings. Unemployment security offers financial support to those who lose their jobs through no fault of their own. Additional components include sickness allowance, maternity and parental benefits, and guarantee pension for those with minimal pension entitlements.

Finland's income security system is funded through mandatory contributions from employers and employees, as well as general taxation. The system is administered by Kela (Social Insurance Institution of Finland) and various pension institutions. Benefit levels are designed to provide basic subsistence rather than maintaining previous living standards.

The system aims to balance between providing adequate security and encouraging employment. It has undergone several reforms over the years to adapt to changing economic conditions and demographic challenges, ensuring its sustainability while maintaining its core principles of universal coverage and social solidarity.