schades

Schades is a Dutch plural noun meaning damages or losses; the singular form is schade. The term is used across legal, insurance, and everyday language to denote harm or injury to people, property, or rights. It derives from the Dutch word schade meaning harm, loss, or damage, and is common in formal and informal contexts.

In legal and insurance contexts, schades are the subject of assessment and compensation. Phrases include schadevergoeding (compensation for damages), aansprakelijkheid voor schades (liability for damages), and schadeposten (items of damage listed in a claim). In practical use, one may say, for example, Er zijn meerdere schades gemeld na de storm (There were several damages reported after the storm) or De auto heeft aanzienlijke schades opgelopen (The car sustained significant damages).

In everyday Dutch, schade is more often used in the singular when referring to a single incident, while schades is used for multiple incidents or categories of damage. The term is primarily encountered in Dutch-language legal and insurance documents; outside Dutch-speaking contexts, schades is typically translated as "damages" or "losses."