ryhmävakuusperiaatteella
Ryhmävakuusper meaning group collateral or group security in Finnish refers to a type of financial arrangement where a group of individuals or entities jointly provide collateral to secure a loan or financial obligation. This is distinct from individual collateral where each borrower pledges their own assets separately. In a ryhmävakuusper, the collective assets of the group serve as security for the entire loan amount.
This arrangement is often used in business contexts, particularly for small and medium-sized enterprises or startups
The primary advantage of ryhmävakuusper is that it can facilitate access to credit for those who might