residencybyinvestment

Residency by investment (RBI) refers to government programs that grant residency rights to foreign nationals in exchange for a qualifying financial investment. Unlike citizenship by investment, RBI typically provides temporary or permanent residence rather than citizenship, and terms vary by country and program.

Qualifying investments commonly include real estate purchases, government bonds or contribution funds, or investments in a business or development project. Applicants typically face due diligence, background checks, and documentation on funds, health insurance, and clean criminal records; many programs also require a minimum stay or presence.

Process and status: After meeting investment and due diligence criteria, applicants apply for a residency permit. Granted status is usually renewable and tied to maintaining the investment; in some programs there is a pathway to permanent residency or citizenship after several years, but this is not guaranteed and differs by program.

Regional landscape and considerations: RBI programs are common in Europe and parts of the Caribbean, offering mobility, potential tax planning, and capital inflows for host countries. Critics argue about costs, housing pressure, due diligence gaps, and potential reputational or security concerns.

Practical guidance: Prospective applicants should study current program terms, fees, processing times, and residency obligations. Engaging qualified immigration and tax professionals is advisable, as rules change and continued compliance is required to maintain status.