renditie

Renditie is a financial term used to describe the yield or return on an asset, typically expressed as a percentage of the investment value per year. The core idea is to measure how much income an asset generates relative to its price, enabling comparison across different investments.

In usage, renditie can be associated with various sub-measures of yield, such as dividendrenditie (income from dividends relative to the stock price), interestrenditie (income from interest relative to price), and rentalrenditie in real estate. The calculation differs by asset class; gross renditie excludes taxes and fees, while net renditie accounts for them. The most common practical concept is the current yield, defined as income over the current price, while yield to maturity (for bonds) estimates total return if held to maturity.

Example: A stock paying €2 per share in annual dividend with a €40 share price yields 5% dividendrenditie. A bond with a €5 annual coupon priced at €100 has a current yield of 5% before taxes. If taxes reduce the income to €3, the net yield would be 3%.

Etymology and status: Renditie is a historical or regional variant of the term commonly expressed today as rendement or rendements in Dutch, which are the preferred terms in contemporary financial writing. Readers encountering renditie should consider the local linguistic context.