pääkortinhaltijat
Pääkortinhaltijat, often translated as "main cardholders" or "primary cardholders," refers to the principal individual who is authorized to use a credit card, debit card, or other financial account. This person is typically the one whose name appears on the card and who is legally responsible for all transactions made with it. In the context of credit cards, the pääkortinhaltija is the one who undergoes the credit check and is ultimately liable for any outstanding balance. For debit cards, the pääkortinhaltija is linked to the bank account from which funds are drawn.
Associated with a pääkortinhaltija are often supplementary cardholders, sometimes referred to as authorized users. These individuals,