poistník
A poistník is a term used in some Central European countries, particularly Slovakia and the Czech Republic, that refers to an insurance policyholder. It is the individual or entity that enters into an insurance contract with an insurer and is therefore entitled to coverage and benefits in exchange for premium payments. The poistník holds the rights and responsibilities outlined in the insurance policy, such as paying premiums, providing accurate information to the insurer, and claiming benefits when a covered event occurs.
In essence, the poistník is the person or organization whose interests are protected by the insurance policy.