perintäpäätös

A perintäpäätös is a legal decision in Finland that authorizes the enforcement of a debt. It is issued by the Enforcement Office (ulosottovirasto) and serves as the basis for initiating collection proceedings. This decision is typically sought when a debtor has failed to pay a debt voluntarily, and the creditor has a legally recognized claim, such as a court judgment, a payment order, or a consumer credit agreement.

The process of obtaining a perintäpäätös begins with the creditor submitting an application to the Enforcement Office, along with supporting documentation of the debt. The Enforcement Office then reviews the application and, if it meets the legal requirements, issues the perintäpäätös. This decision notifies the debtor of the debt and the creditor's intention to enforce it.

Once a perintäpäätös is issued, the Enforcement Office has the legal authority to take various enforcement measures to collect the debt. These measures can include garnishing wages, seizing and selling the debtor's assets, or imposing liens on property. The specific actions taken depend on the nature of the debt and the debtor's financial situation. The perintäpäätös remains in effect until the debt is fully paid or otherwise settled.