pangaväljavõtete

Pangaväljavõte is an Estonian term that translates to bank statement. It is a document provided by a bank to its customers detailing all financial transactions within a specific period. This statement serves as a record of deposits, withdrawals, transfers, and other account activity.

Bank statements are typically issued monthly, although customers can often request statements for shorter or longer periods. They include crucial information such as the account holder's name and address, the account number, the statement period, and the opening and closing balances. Each transaction is listed with the date it occurred, a description of the transaction (e.g., salary deposit, online purchase, ATM withdrawal), and the amount involved.

For individuals and businesses, pangaväljavõtted are essential for managing finances, tracking spending, reconciling accounts, and identifying any unauthorized transactions. They are also frequently required as proof of financial activity for various purposes, such as applying for loans, verifying income for rental agreements, or for tax reporting. Banks provide these statements electronically through online banking portals or mobile applications, as well as in paper form via mail. Reviewing one's pangaväljavõte regularly is a key practice for maintaining financial health and security.