osiguravati

Osiguravati is a Croatian verb meaning to insure, to guarantee, or to secure. It is primarily used in contexts related to insurance and protection, as well as in general statements about ensuring safety or certainty. The verb is imperfective, indicating ongoing, repeated, or habitual action, and its perfective counterpart is osigurati, which denotes the completion of the action.

In everyday language, osiguravati can be used with objects such as "osiguravati nekoga od nečega" (to insure someone against something) or "osiguravati nekretninu" (to insure a property). In the insurance industry, related terms include osiguravatelj (insurer), osiguranje (insurance), and polica osiguranja (insurance policy). The phrase "osiguravanje" refers to the act or process of providing insurance, while "osiguranje" denotes the product or system of protection itself.

Present tense forms in standard Croatian include: ja osiguravam, ti osiguravaš, on/ona/ono osigurava, mi osiguravamo, vi osiguravate, oni osiguravaju. The imperfective aspect allows construction of phrases describing ongoing risk assessment, ongoing coverage, or repeated premium payments, whereas the perfective osigurati is used when the action is completed, such as procuring a policy or securing coverage for a specific event.

Overall, osiguravati sits at the intersection of everyday language and formal insurance terminology, serving both practical and figurative meanings related to protecting people, property, and interests.