nyugdíja

Nyugdíj is a type of social security benefit provided to individuals who have reached the age of retirement or have become incapacitated. It is a financial security measure that aims to provide a steady income to individuals who are no longer able to work due to old age or disability.

In many countries, nyugdíj is funded through a portion of payroll taxes and other government sources. The benefit amount varies depending on the country's laws and regulations, as well as the individual's contributions to the system. In general, nyugdíj recipients are entitled to a certain percentage of their previous earnings, based on a formula that takes into account their years of contributions to the system.

To be eligible for nyugdíj, individuals typically need to meet certain requirements, such as reaching a specific age (usually between 60 and 65), having made sufficient contributions to the system, and meeting any additional requirements set by the government. The nyugdíj system is designed to provide a safety net for individuals who have spent their working lives contributing to the economy and are now in need of financial support.

The nyugdíj system has evolved over time, with many countries introducing reforms to ensure its sustainability and adequacy. These reforms have aimed to balance the competing demands of providing a comfortable standard of living for retirees with the need to maintain fiscal stability. Despite these challenges, the nyugdíj system remains an important component of social security systems worldwide.