lisäprosentin

Lisäprosentti is a Finnish term that translates to "additional percentage" or "extra percentage." It is commonly used in financial contexts, particularly in relation to interest rates on loans or savings accounts. When a financial institution offers a "lisäprosentti," it means they are adding a certain percentage point to the base interest rate. This can be beneficial for the customer if it applies to a deposit account, increasing the yield. Conversely, if it applies to a loan, it means the borrower will pay a higher interest rate.

The term can also appear in other contexts where a supplementary or bonus percentage is applied. For example, in pricing or sales, a "lisäprosentti" might refer to a discount or surcharge that is added on top of an initial price. It signifies an increment beyond the standard or base rate. Understanding "lisäprosentti" requires looking at the specific context in which it is used to determine whether it represents an increase in cost or an increase in benefit.