lakisääteisillä

Lakisääteisillä is a Finnish term that translates to "statutory" or "by law." It refers to something that is established, mandated, or regulated by legislation. In a legal context, lakisääteisillä obligations are duties or rights that are imposed or granted through specific laws passed by the Finnish Parliament or other authorized legislative bodies.

This term is commonly used when discussing insurance, where lakisääteinen vakuutus refers to compulsory insurance that all individuals or entities must carry by law. Examples include statutory accident insurance for employees, statutory pension insurance, and statutory traffic insurance for vehicle owners. These types of insurance are designed to provide a baseline level of protection and compensation in specific circumstances, ensuring that certain risks are covered regardless of individual choice.

Beyond insurance, lakisääteisillä can also apply to other areas such as taxation, social benefits, and environmental regulations. For instance, lakisääteinen oikeus (statutory right) denotes a right that is guaranteed by law, such as the right to education or healthcare in certain circumstances. Similarly, lakisääteinen velvollisuus (statutory obligation) refers to a duty imposed by law, such as the obligation to pay taxes or to comply with building codes. The core idea is that these are not matters of discretion or voluntary agreement but are legally binding requirements.