laenuväärtuse
Laenuväärtus, often translated as creditworthiness or loan eligibility, refers to an individual's or entity's assessed ability to repay a loan. Lenders use this assessment to determine whether to approve a loan application and under what terms, such as interest rate and loan amount.
Key factors that contribute to laenuväärtus include a history of responsible borrowing and repayment, often reflected
In essence, laenuväärtus is a measure of trustworthiness in financial matters, helping lenders make informed decisions