krediitvõtja
Krediidi võtja, also known as a borrower, is an individual or entity that receives funds from a lender with the agreement to repay the borrowed amount, along with any accrued interest, over a specified period. This transaction is formalized through a loan agreement or credit contract. The borrower typically provides collateral or pledges assets to secure the loan, although unsecured loans are also common.
The decision to become a krediidi võtja is usually driven by the need for capital to finance
Upon receiving the loan, the krediidi võtja is obligated to adhere to the repayment schedule outlined in