krediidiriskiga
Krediidiriskiga refers to the risk of loss arising from a borrower's failure to repay a loan or meet contractual obligations. This risk is inherent in any transaction involving credit, whether it's a loan from a bank, a bond issuance, or even a trade credit arrangement between businesses. The fundamental issue is the uncertainty surrounding the borrower's ability and willingness to fulfill their debt obligations.
Several factors can contribute to krediidiriskiga. These include the borrower's financial health, such as their income,
Financial institutions and investors employ various methods to manage krediidiriskiga. These typically involve thorough credit analysis