krediidileht

A krediidileht, also known as a credit card statement, is a document provided by a financial institution to the cardholder at the end of each billing cycle. It serves as a detailed account of all transactions made using the credit card during that period. The statement typically includes the following information:

1. Opening and closing balances: The balance at the start and end of the billing cycle.

2. Transaction details: A list of all charges, including the date, merchant, and amount.

3. Interest and fees: Any interest charged on outstanding balances and additional fees, such as late payment fees or foreign transaction fees.

4. Payment due date: The deadline for the cardholder to make the minimum payment or pay off the entire balance.

5. Contact information: Details for customer service inquiries.

Krediidilehts are crucial for managing credit card usage and ensuring timely payments. They help cardholders track their spending, monitor their credit utilization, and address any discrepancies or errors. Regularly reviewing the statement allows cardholders to maintain control over their credit card accounts and avoid potential financial pitfalls.