kortudsteder
A kortudsteder, or card issuer, is a financial institution or company that provides payment cards, such as credit cards, debit cards, and prepaid cards, to consumers and businesses. These issuers are responsible for managing the accounts associated with the cards, approving or denying transactions, and handling disputes. When a cardholder uses a card to make a purchase, the card issuer authorizes the transaction by verifying funds or credit availability and then facilitates the transfer of money to the merchant's bank.
The relationship between a card issuer and a cardholder is governed by terms and conditions that outline