hõlmatavad

Hõlmatavad is an Estonian term used as an adjective to denote things that can be encompassed, included, or covered within a defined scope. It is formed from the verb hõlmata ('to encompass, to include, to cover') together with the suffix -atav, which yields a participial meaning 'able to be encompassed.' The form hõlmatavad is the plural, used to modify a plural noun such as kulud or osad. In English, it is often glossed as 'coverable' or 'within coverage.'

Etymology and morphology: The word is built from the verb stem hõlma- and the derivational suffix -atav. The related forms include hõlmatav (singular), hõlmatud (past participle, 'encompassed'), and hõlmatamata (not encompassed).

Usage: In policy language, contracting, and academic texts, hõlmatavad describes items or costs that fall within the defined coverage or scope. It is common in insurance phrasing such as hõlmatavad kulud (expenses that are covered by the policy) and in project planning for delineating what is included in a budget. It also appears in legal and administrative contexts to specify the class of items or activities that the regulation covers.

Examples: The insurer lists hõlmatavad kulud, including emergency medical services and hospital stays (expenses covered by the policy). The contract refers to hõlmatavad piirid (the covered limits) within which reimbursements apply. In general Estonian usage, hõlmatavad functions as a straightforward way to label items that are eligible for inclusion or coverage within a defined framework.

See also: hõlmata, hõlmatud, and other derivations of the verb.