hitelrendszert
A hitelrendszer (credit system) refers to a structured approach to managing and evaluating an individual’s or entity’s creditworthiness, primarily used in financial transactions. In Hungary and other Eastern European contexts, the term often pertains to formalized systems that assess borrowing capacity, repayment history, and financial reliability. These systems are essential for lenders—such as banks, microfinance institutions, or online lenders—to determine whether to extend credit and under what terms.
The Hungarian credit system has evolved alongside broader financial reforms, influenced by European Union regulations and
The system operates on transparency and data-sharing agreements between financial institutions, ensuring consistent evaluation criteria. However,
Beyond personal credit, corporate entities also utilize credit systems to secure business financing, with ratings reflecting