handelsacceptatie
Handelsacceptatie, also known as commercial acceptance, is a financial instrument used in international trade to facilitate the payment of goods or services. It is a negotiable instrument issued by a bank on behalf of a seller, which guarantees payment to the seller upon the presentation of certain documents. The primary purpose of handelsacceptatie is to provide a secure and efficient means of payment for international transactions, reducing the risk of non-payment for both buyers and sellers.
The process typically involves the following steps:
1. The seller issues a commercial invoice to the buyer.
2. The buyer presents the commercial invoice to their bank, which then issues a handelsacceptatie in favor
3. The buyer sends the goods or services to the seller.
4. Upon receipt of the goods or services, the seller presents the handelsacceptatie to their bank.
5. The bank pays the seller the amount specified in the handelsacceptatie.
Handelsacceptatie can be either sight (payable immediately upon presentation) or usance (payable after a specified period).
Handelsacceptatie is widely used in international trade due to its simplicity, security, and efficiency. It is