eläkepäivärahoja

Eläkepäivärahoja refers to pension benefits paid out in Finland. These benefits are designed to provide income security for individuals who have retired from working life. The Finnish pension system is primarily earnings-related, meaning the amount of pension received is based on the individual's past earnings.

There are several types of pension benefits in Finland. The most common is the statutory earnings-related pension, which is funded by contributions from employees, employers, and the self-employed. This pension is managed by various pension institutions, such as the Finnish Centre for Pensions (Eläketurvakeskus) and individual pension insurance companies. Old-age pensions are the most prevalent form of retirement benefit.

In addition to old-age pensions, there are also disability pensions (invaliduuseläke) for those who are unable to work due to illness or injury, and survivor's pensions (leskeneläke, oravaneläke) which are paid to surviving spouses or children of the deceased. Early retirement options, such as partial old-age pension (osittainen vanhuuseläke), also exist, allowing individuals to start drawing a portion of their pension before the official retirement age. The retirement age is gradually increasing in Finland. The specific eligibility criteria and calculation methods for these benefits are defined by Finnish legislation.