eläkemalliin
Eläkemalliin refers to a pension model or system. It encompasses the various structures and mechanisms by which individuals save for and receive retirement income. These models can vary significantly between countries and even within different sectors of a society. Generally, pension models aim to provide financial security for individuals after they cease to be employed.
There are typically two main categories of pension models: defined benefit and defined contribution. In a defined
Many modern pension systems are a hybrid, combining elements of both defined benefit and defined contribution