bakiyesi

Bakiyesi is a Turkish term meaning the remaining balance on an account, card, or service. It denotes the amount of money that is still available after transactions have been recorded. The term is used across financial and consumer services to indicate how much funds remain for spending or use. It can apply to bank accounts, prepaid cards, credit accounts, mobile wallets, or any service that uses a monetary unit.

Common contexts include bank accounts, where bakiyesi equals the current balance; credit cards, where it represents available credit after holds and pending transactions; and prepaid or pay‑as‑you‑go services, such as mobile phone credits, gift cards, or digital wallets. In utilities or subscriptions, bakiyesi may reflect funds kept to cover future charges.

Checking and managing bakiyesi is typically done via online banking apps, ATMs, customer portals, or the merchant’s app. Calculation usually starts from the opening balance, adds credits, and subtracts debits, fees, and pending or authorized charges. Pending transactions can temporarily reduce the usable bakiyesi even though they are not yet settled. An insufficient bakiye can lead to declined payments or service interruptions, while some accounts may impose minimum balances or overdraft rules.

Etymology: bakiye derives from Arabic baqiyah, meaning remainder or what remains; in Turkish it has become the standard term for the remaining funds. See also balance, account balance, available balance.