assicurati

Assicurati is the plural form of assicurato, a term used in Italian insurance and social security contexts to denote the individuals who are covered by a policy or by a protection scheme. In private insurance, an insured person is the individual whose life, health, or property is protected by an insurance contract. The insured may be the policyholder or a third party named in the policy. The policy defines the scope of coverage, the obligations of the insured (including disclosure of relevant information and compliance with terms), and the conditions under which benefits or indemnities are payable.

A key distinction in insurance doctrine is between the insured and the policyholder. The policyholder is the person who purchases and holds the contract, and may or may not be the same as the insured. Benefits are typically paid to the insured or to a designated beneficiary in accordance with the contract.

In Italian social security, the term assurti or assicurati refers to individuals covered by public schemes, such as INPS. These insured workers contribute to the system and are eligible for benefits including pensions, sickness or unemployment support, and other protections. The category of insured persons encompasses employees, self-employed workers, and other contributors depending on the regime.

Overall, assicurati denotes those protected by an insurance or social security arrangement, contrasting with the insurer (assicuratore) and the policy or contract (polizza/assicurazione).