assicurando

Assicurando is a term used in Italian insurance law and contract drafting to designate the party whose risk is covered by an insurance policy. In English, it is often translated as "the insured" or "the assured." The term derives from assicurare (to insure) and the present participle suffix -ando, literally meaning "the one being insured."

Usage and nuances: Although assicurato is the more common everyday term for the person or property that is insured, assicurando appears in formal contracts and legal texts to identify the insured party in a precise contractual sense. The two terms are sometimes used interchangeably in non-technical writing, but in many documents assicurando specifies the subject of the policy in the context of the agreement, while assicurato is the standard label in regular communication.

Gender and number: The masculine singular form is assicurando; feminine singular is assicuranda. Plural forms are assicurandi (masculine) and assicurande (feminine).

Context and scope: Assicurando can refer to individuals or corporate entities that are the subject of the policy, across lines such as life, health, property, and liability insurance. The contract also often identifies beneficiaries, who receive proceeds or indemnity in the event of a claim.

See also: Assicurato; Assicurazione; Assicuratore; Beneficiario; Polizza.