anualizar

Anualizar is a Spanish verb meaning to convert a value, rate, or measurement to an annual basis, or to update something on a yearly cadence. It is widely used in finance and statistics when expressing results as if they applied over a full year.

In finance, annualizing a rate depends on the compounding assumption. If r is the periodic rate for a period and there are m periods per year, the effective annual rate is (1 + r)^m - 1. If the rate is treated as simple, a rough approximation is r × m. For example, a monthly return of 2% yields about 26.8% annualized with compounding (precisely (1.02)^12 − 1 ≈ 0.2682).

Anualizar also applies to non-financial measurements, such as projecting annual revenue from quarterly data or updating budgets and statistics to an annual frame. The noun form anualización denotes the process.

In usage, related concepts include tasa anual, rendimiento anual, and inflación anual. The term serves as the Spanish counterpart to annualization in technical and financial texts, and appears in documents discussing rate calculations, financial reporting, and forecast updates.