afkastagetu

Afkastagetu is a term that appears in some Nordic financial discussions to describe the portion of an investment's return that the investor actually retains after costs. The phrase is not standardized and does not appear in major financial dictionaries, so its precise meaning can vary by author or context. In common informal use, afkastagetu refers to either the net return after fees, taxes, and other expenses, or to a ratio that expresses how much of the gross return is captured after these costs.

Etymology and usage: The word combines afkast, a Danish and Norwegian word for return or yield, with a component suggesting “taken” or “achieved.” As a neologism, it has limited formal adoption and is mainly found in online discussions, blogs, or quick analyses rather than in official accounting or regulatory texts. This leads to some variation in how it is defined in practice.

Calculation and interpretation: One interpretation treats afkastagetu as the net return itself (the amount remaining after costs). Another treats it as the ratio of net return to gross return, indicating cost-adjusted efficiency. For example, if a fund has a gross return of 10% and total costs of 2.5%, the net return is 7.5%. In this sense, afkastagetu could be described as 7.5% (net return) or as 75% (net divided by gross), depending on the source’s definition.

Relation to related concepts: Afkastagetu relates to concepts such as net return, effective yield, and expense ratio. It is not a regulated or universally defined metric, so users should review the specific definition used in any source.

See also: net return, effective yield, expense ratio, total return.