Vakuutusvälittäjän

Vakuutusvälittäjä is a Finnish term that translates to insurance intermediary or insurance broker. A vakuutusvälittäjä is an independent professional who advises individuals and businesses on insurance matters and helps them find suitable insurance policies. They act as a link between the customer and various insurance companies.

The primary role of a vakuutusvälittäjä is to assess the client's insurance needs and risk profile. Based on this assessment, they then research and compare offerings from different insurance providers to identify the most appropriate and cost-effective solutions. This can include life insurance, property insurance, liability insurance, and many other types of coverage.

Vakuutusvälittäjät are typically compensated through commissions paid by the insurance companies whose products they sell. However, they are legally obligated to act in the best interests of their clients, providing impartial advice regardless of which insurance company ultimately provides the policy. They can assist with policy selection, claims processing, and ongoing policy management. In Finland, vakuutusvälittäjät are supervised by the Financial Supervisory Authority (Finanssivalvonta).